April is a very very special month for me.. No, its not my birthday, nor my anniversary.. And yaa I have not even fooled anyone and kept it as a memory 😉
This month has given me the most precious moment of my life. The moment I will cherish for lifetime – when I gifted a “home sweet home” to my parents. The joy that I had seen in my parents eyes when I gave the keys to them is the best experience of my life. I don’t know if I can explain it in words, it was just an amazing feeling – a bundle of happiness, pride, excitement, don’t know what all..
I was in my late teens when my parents were trying hard, harder, hardest to get their own flat. Call it hard luck; every time they thought they have found their dream home, the deal got cancelled for some or the other reason. My mom even came to a conclusion that our stars are not supporting us.. 😉 I had seen a kind of sorrow in their eyes not able to fulfil their dream.
That was when I decided about this surprise – gifting a “home” to them. I know, a big step it was 😎 But I had to achieve it; I had to give that happiness to them. And so, MISSION started.. 😎
I started working when I was 19, first with a part-time option and then a full-time one. But yaa, I also made sure my studies were managed well and thankfully the team I had was wonderful and always supported me. 🙂
I had learnt that there are 3 requirements for a home loan:
– 3 years of work experience
– Sufficient funds for 15% advance payment
– 21 years of age
For the first point, I was on track as I had started working already. The third point helped me achieve the second one as I had 3 years to have sufficient savings in my account to fulfill my dream. So well planned, isn’t it? 😉
And of course my choice of sales as a career proved right as it had additional perks and incentives that I earned and enjoyed every quarter 😀
I had a target as well for my dream 😎 – I wanted to buy it before I get married. That’s the time parents have 100% rights on their daughters, or else a lot of obligations, permissions, concerns come your way which I wanted to avoid. This is strange but true.
The only thing which was not in my hands or was not a part of my “planning” was my age. Wait was the only option I had, yaa I had to wait.
Days passed working and finally arrived the much awaited January. I celebrated my 21st birthday. I knew this year was special and I already had excitement twinkling in eyes!! 😉
I started searching for my dream home. I visited a property show just to check if I am equipped enough to buy a house. I met a banker there who did some calculations and mentioned to me that I am eligible only for a 6 lakhs loan 😦 True, my salary was not impressive enough, I was just 3 years old in the industry. My heart broke in thousand pieces 😦 Just then, though heart was totally insane, my brain showed its power and I gave my incentive sheet to the banker. Bingo!! My eligibility increased almost 100% and now I was eligible for 12 lakhs loan 😉 I felt like I have touched the sky that day!!
Soon we finalised a flat in Alandi Road area, I know it’s too far 😉 but I had limited options with 12 Lakhs 😎
We chose to go with a ready possession flat – I didn’t have much patience to wait for the construction 😉 The whole process went smooth, thanks for God.
Finally arrived the day of house warming!! Best day of my life.. My dream coming true 🙂 I had discovered Cloud Number 10 that day!! 😀
With friends, relatives joining us in the celebration, I am sure I made that day as the best day for my parents as well.
The glory I had seen in my parents eyes is something I will cherish lifelong. The speechless moments that we spent that day made all my efforts worth it!!
Well, dreams kept on increasing and the race to fulfil them is still ON. My dreams will never stop, nor will I stop dreaming!! 🙂
Now, after the long story – take a look at my “Home Sweet Home” Seventh Floor (the last one) on the left!!